Penelope WarrenLoan Officer
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I began my career in the mortgage business over 20 years ago. I have met some interesting people along the way. I enjoy helping people fulfill their dreams of home ownership. I enjoy getting to know my clients as together we accomplish the largest investment a family will make. American Financial Network, Inc. has given me the tools needed to give my customers the most flexibility, competitive pricing and options in lending today.
My mission to value the relationship more than the transaction, serve my customer with excellence and deliver an end result that would be pleasing to the Lord and my customer. I am truly grateful for every loan as it blesses my family.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your decision. Market conditions and mortgage programs change frequently, and I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. I have the expertise and knowledge to help you determine the absolute best loan program to meet your objectives.
Michael FloerkeLoan Officer
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Having worked successfully and profitably within the mortgage industry as a loan originator for the past 16 years, I have grown and developed in the areas of organization of critical data, pipeline management, timely process flow, oral/written/internet and other media communications, problem solving under pressure & fixed time constraints, a fair and functional team-based division of tasks, and the ability to adapt to ever-changing market, product, and investor conditions. I thrive at assisting my borrowers with qualifying for purchases or refinances on FHA, VA, USDA, and conforming conventional products and find it highly fulfilling to work with a wide diversity of clients and to overcome unique challenges each presents from a credit, asset, employment, or income perspective. I have developed a functional skill-set in my ability to quickly qualify applicants and to guide and direct them through the point of application through file setup, processing, underwriting, and closing stages on their respective files. I prefer a hands-on approach and pride myself in timely and pertinent communications to my buyers, realtors, builders, and manufactured/modular home retailers. My prior background in psychology and five years of working as a master's-level clinical psychologist serve me well and have helped me in developing important listening and diagnostic skills and the ability to relate to a wide variety of people and personality types. I view the loan originator/ borrower relationship as a collaborative working agreement and strive to coach, teach, encourage, and reinforce their efforts during our time together in successfully achieving their objective of obtaining affordable housing for their families.
Apryl GentryLoan Officer
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Brie HenleyLoan Officer
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As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. AFN offers conventional, FHA, VA, USDA and Jumbo products, and I am prepared to find the one that is right for you.
Prepare to walk an illuminated path on your journey with me as you are never left in the dark. I will regularly communicate status updates to you as your loan reaches certain milestones in the process. With AFN as your mortgage lender, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized (closed) and funded.
If you ever have a concern or question, my team and I are a quick phone call or email away, and we always look forward to opportunities to communicate with you.
Debra MaxeyLoan Officer
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My name is Debra Maxey and I am a Texan through and through. I was born and raised in the DFW area. I have been married to my husband Jack for 26 years and have 3 of the most amazing children and 3 beautiful grandchildren. It is the love of my family that inspires me.
I started my mortgage career in manufactured housing some 26 years ago, it was then I fell in love with helping families realize their dream of homeownership. Now with 26 years of Mortgage Lending experience under my belt, I hope to help make this intimidating process easy for you. Helping those who did not think they could ever obtain homeownership is one of my greatest joys!
With over 26 years in the mortgage industry, I have the knowledge and expertise to guide you through the mortgage loan process. I have extensive knowledge in FHA, VA, USDA and Conventional products. This will provide you with the best options to suit what is right for you. My background and experience is vast but I have a special place in my heart for First Time Homebuyers.
You will be able to count on me to put forth that extra effort while maintaining great communication. You will be given all the knowledge, options, and guidance to make a wise financial decision regarding your mortgage. I pride myself on the communication and the education that I can provide to my customers to help ease them in the biggest financial decision of their lives.
It would be a privilege to put all my knowledge and resources to work for you today.